Acne Scar Removal And Medical Insurance

Removing scars is expensive.  Usually, multiple treatments are required to effectively reduce the long-term results of acne? of course this is dependent on how severe the acne
was and  the amount of scarring.  One of the problems faced by acne sufferers is finding out how they can pay for surgery to remove scarring not covered by medical insurance.

Some companies refer to removing acne scarring as cosmetic rather than necessary and make approval to proceed difficult.  The only way you are going to know for sure is to refer to your policy and review it.  You should have a copy of your policy no matter who provides it.

Cosmetic treatments and/or surgeries are just often not covered by your medical insurance.  If you can't find the answers you need in your policy, contact your representative and make certain he answers the questions about your coverage.

It may be of some help to have your doctor write a letter to your insurance company on your behalf.  His or her recommendation pertaining to the treatment for removing the scars should be included in the letter as well as his full contact information. 

You should expect a response with 30 days upon submitting to your insurance company.  The company will reply with a denial or an acception; it may come to you or the physician.

In the event it is denied you may still have other options.  The hospital might have a payment structure to assist in covering the cost of the surgery if your situation  warrants laser surgery.  When lack of medical insurance prevents treatment, some hospitals will offer this kind of arrangement to assist the patient in affording the procedure.  You need to find out if the hospital offers such
a program. 

You can contact the billing office at the hospital to determine this.  If it is available, the doctor will have to prepare the full cost of the procedure and present it to the finance office. If you are approved it will make your obligation much easier to handle.
 

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